Personal Deposit Products

Worthington Bank offers our customers several checking options, interest-bearing savings accounts, and money market account options to meet their individual needs. Our bankers work to help you meet your financial goals.

Primary Checking

Use as primary transaction account

• First 90 Days - no monthly maintenance service charge will be assessed
• Opening Deposit - $300.00 minimum
• Monthly Maintenance Fees - No service charge with $1,000.00 minimum daily balance. $14.00/month if balance falls below requirement is not met.
• Earn monthly credits by - Minimum of 5 points of sale (POS) debit transactions - $7.00 credit/month, Minimum of 1 ACH/direct deposit - $7.00 credit/month
• Unlimited transactions
• Monthly Statements - eStatement FREE / Paper Statements $6.00 without images
• Free ATM/Debit card

Interest Checking

Earns interest on funds with a moderate account balance

• Opening deposit - $300.00 minimum
• No service charge with $1,500.00 minimum daily balance. $21.00/month if balance requirement is not met.
• Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for the current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
• Monthly Statements - eStatement FREE / Paper Statements $6.00 without images
• Free ATM/Debit card

Savings

• $300.00 minimum opening balance
• No service charge with $300.00 minimum daily balance for quarter. $10.00/quarter if balance requirement is not met.
• 6 free withdrawals per quarter; $5.00 charge for each withdrawal over 6
• Interest paid quarterly based on collected balance - rate subject to change without notice
• Quarterly Statements - eStatement FREE / Paper Statements $6.00 without images

Money Market

• $300.00 minimum opening deposit
• No service charge with $3,000.00 minimum daily balance; $25.00/month if balance requirement is not met.
• 6 per-authorized withdrawals per month (all of which can be checks)
• $15.00 per item fee for withdrawals in excess of 6
• Monthly Statements - eStatement FREE / Paper Statements $6.00 without images

Worthington Bank is a full-service financial institution and we offer additional consumer products that may not be listed on our website. Please contact us for our full product line and current rates.

Mobile Banking

• View account balances and transaction details
• Transfer funds between accounts
• Bill Pay
• Account Alerts and Text Messaging Available

Zelle

We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.